Get Some
General => General Chat => Topic started by: BerG on April 02, 2007, 12:24:20 pm
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(http://img211.imageshack.us/img211/3585/assholesol0.jpg)
(http://img242.imageshack.us/img242/4424/ohoq9.jpg)
Nice work arseholes, I have a healthy $1.04 in my account and you sting me into the the negative, then you sting me again for being in the negative!
Good one jerkoff's, there'll be no food for me all week. The funny thing is, I never used to get these fee's while I was working. Now that I have no proof of income they give me no overdraft.
Great thinking tosser's; "Hey, he's got no money now, so lets charge him more!"
Arsewipes, they stung me in my other account aswell so that's $40 for being a grand total of about $2 overdraft.
I bet they have a little man who sits there all day waiting for someone to get down to $1 so he can charge them into the negative then charge them again for being in the negative, I bet he loves it to.
That little prick is sitting there right now laughing at me and my -$41.87
I'm sick of this bullshit, whats a good bank I can change to that looks after poor people.
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ASB are shitters like that.. i would suggest thinking about find a more studying friendly bank.. asb have been rated one of the least student friendly banks.
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Contact the Banking Ombudsman - they love stuff like this.
http://www.bankombudsman.org.nz/
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Don't go to National.
We wanted to re-finance, and they were being total arseholes about it, at least our new personal banker was. They wouldn't approve it despite me and my wife earning well in excess of what was needed to service the loan. So instead of looking after an existing customer they lost us to Westpac who approved it almost immediately.
So yeah, I'd recommend Westpac, but just check their terms and conditions to make sure you don't get stung for things you don't want to be stung for.
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National Bank are student friendly but not so good for loans. But do you want a loan? Or do you want student friendly?
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National Bank ftw.
Call ASB, tell them to close your accounts and tell them you're leaving because their service is shit. You might find they suddenly come up with a better banking deal for you.
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National Bank
National Bank ftw.
Haha - not for everyone it seems.
See my post just above yours.
They lost half a million bucks worth of business from me in February because htey were idiots. And now I'm about to go into business for myself it means they lost even more than that.:bounce:
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lol.
Yeah I definitly dont want a loan, just an account with no bs $20 fee's.
Might look at National.
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ANZ and National are relatively student friendly from what i know, the one other person i know on ASB has had a shitload of probs with them, he eventually left too
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westpac charge fees like a wounded hippo. I'm in the process of dropping them and going to kiwibank, lower interest rates and if i play my cards right it wont cost me a bean to change. westpac wanted to charge me $250 just for the pleasure of sticking with them.
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Trust me I have had that happen before also. It sucks.
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Wo Nationals Awesome you get a picture on your eftpos card.
I'm gonna have to get a good photo of myself.
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Honest to who, National Bank can't even spell your last name right.
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PSIS bro.
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ANZ are pretty crap.
I started an automatic payment with them to pay the rent once a week. Somehow they managed to mess it up and set up two automatic payments, both to go out on the same day.
Unfortully there was only enough for one payment, so I got changed $10 because there were insufficient funds for that playment.
Then, for some reason, the fee went from $10 to $20, by the time I worked out was going on I had alreay got $90 worth of fees. They only refunded $40 of it and no more.
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Kiwibank pack is pretty good, but they are a bit gay and also dont give you a picture on your eftpos card.
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BNZ seem to be pretty decent. I only pay a flat fee of $5 a month covering ALL bank fees such as eftpos withdrawels ect ect. and haven't had any problems so far.
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Is National Banks online banking any good?
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westpac charge fees like a wounded hippo. I'm in the process of dropping them and going to kiwibank, lower interest rates and if i play my cards right it wont cost me a bean to change. westpac wanted to charge me $250 just for the pleasure of sticking with them.
Banking with Westpac is like having your eye gouged out with a melon baller. Then the fucking begins.
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are you using a tertiary account?
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Is National Banks online banking any good?
I think it's pretty good, although I haven't use any other banks online banking.
I think with any bank you are going to find people who support it, and find people who dislike it. It's just they way things are.
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Is National Banks online banking any good?
Nope. At least it doesn't compare to some of hte others. In fact they've only just made it so you can set up your own AP's.
Banking with Westpac is like having your eye gouged out with a melon baller. Then the fucking begins.
Funny, because that's how I felt about National.
Horses for courses really. If a bank has treated you badly you won't go back to them - which is what happened with National. Westpac came to the party and have been great :)
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They're all as bad as each other. My Father's with Westpac and he's had his share of fights with them. I bank with BNZ and they will rip you a new one for $20 a time just like BerG got from ASB if you're overdrawn. Over the years i've been with ASB, National, ANZ/PostBank and BNZ - none of them have been good enough to me to recommend to anyone else.
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Give your money to me, i'll take good care of it :bounce:
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westpac charge fees like a wounded hippo. I'm in the process of dropping them and going to kiwibank, lower interest rates and if i play my cards right it wont cost me a bean to change. westpac wanted to charge me $250 just for the pleasure of sticking with them.
g/f's student account with westpac and my cheque account is now fee free :P along with most kiwi bank shit as well.
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TrustBank was good, till they got taken out by Westpac and then all down hill from there...
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yeah ABS are cunts, they did exactly the same to me. I just paid them the 40$ bucks, and closed by ASB account, their loss - all my big money goes into that account.
ANZ are ok, they let me live with my overdraft in realitive peace, i might extend it to 2000 soon cause i can.
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Banks are banks.
You know what they say though:
Owe your bank a thousand dollars and you have a problem.
Owe your bank a million dollars and your bank has a problem.
Having said that, National have been ok for me.
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Be careful when depositing/transferring over the net to national accounts.
I transferred $300 from my regular account to my credit card account which would bring everything even, next statement comes in and i magically seem to owe them the $300 i transferred two weeks earlier.
But they were nice and helpful when i rang up and complained, got everything fixed quicksmart.
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Don't go to National.
We wanted to re-finance, and they were being total arseholes about it, at least our new personal banker was. They wouldn't approve it despite me and my wife earning well in excess of what was needed to service the loan. So instead of looking after an existing customer they lost us to Westpac who approved it almost immediately.
So yeah, I'd recommend Westpac, but just check their terms and conditions to make sure you don't get stung for things you don't want to be stung for.
NAt bank are honestly mean for students, i got a overdraft which i dont use, but if i need to 9and i have in the past) i can ring my banking consultant and shell arrange it. also im working atm, going back to uni, and they let me stay on student pack...absolutely no fees, cept for using other banks atm's, spamming the phone banking, and 3 bucks a month to have a overdraft
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Nope. At least it doesn't compare to some of hte others. In fact they've only just made it so you can set up your own AP's.
Funny, because that's how I felt about National.
Horses for courses really. If a bank has treated you badly you won't go back to them - which is what happened with National. Westpac came to the party and have been great :)
and i find national banks internet banking awesome as well...LOL
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Such extreme charges are illegal in the UK. The bank only has the right to charge what it costs them in real world terms for the administrative fees. $25 aint it.
Banks are having to repay millions over here atm :D
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National Bank are student friendly but not so good for loans. But do you want a loan? Or do you want student friendly?
National bank are the best we have been with them for many years and we have had absolutely no problems with them when it comes to loans.
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ANZ are sweet for students
$3 a month for a $1000 overdraft and i don't have to go in every year to prove i'm still a student........which i may not be. o and they set up pretty good flat accounts with no fees whatsoever if you use under 20 transactions a month and don't get statements in the mail
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Don't go to National.
We wanted to re-finance, and they were being total arseholes about it, at least our new personal banker was. They wouldn't approve it despite me and my wife earning well in excess of what was needed to service the loan. So instead of looking after an existing customer they lost us to Westpac who approved it almost immediately.
So yeah, I'd recommend Westpac, but just check their terms and conditions to make sure you don't get stung for things you don't want to be stung for.
The guy we used to know there was really good, the new loan guy sucks.
National will be fine for an everyday account though.
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Being that i work for National bank and Asb.
I would have to say Nationa bank has by the far the better customer service level over asb.
Berg they did the exact same thing to me, they fuckd up a transfer between my accounts, caused me to go into OD, then did the exact same thing with the charges and i called the contact centre... to which 30mins they laughed at me and ALSO failed to properly security check me, they accepted my birthdate as being only form of vaildation.. Thats a sperate story.
With national bank, if you have a student account you'll get zero fee's and a 1000 OD even if your unemployed!! and thats INTEREST FREE OD!!
My advice... call asb, Be NICE but Firm with them about it and ask them as a gesture of good will to refund the fee's back each call centre staff has $50 descresion fee to waive and branch staff have $500 limit to waive.. and hopefully when they do close their accounts and come see me.
NATIONAL BANK FTW!!!!
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Yup I agree with everyone that said Kiwibank or westpac.
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Is National Banks online banking any good?
's not very intuitive. ANZ's is better IMO.
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Kiwibank, by far has the best web interface, and has best fees/interest.
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Kiwibank, by far has the best web interface, and has best fees/interest.
does that mean when ever you call their contact centre, and you have to pay $5 for each alteration you make on your account is cheaper fee's :eek:
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ANZ are sweet for students
$3 a month for a $1000 overdraft and i don't have to go in every year to prove i'm still a student........which i may not be.
I've had a student account for 5 years, All National Bank ask is 'are you still a student' and i say yes, don't have to bring any proof in. :bounce:
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I've had a student account for 5 years, All National Bank ask is 'are you still a student' and i say yes, don't have to bring any proof in. :bounce:
whats your customer number bro...
and ill see if i can increase your over draft :rnr:
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If I give you mine will you delete my loan?
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I'm with National. No problems here.
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I've had a student account for 5 years, All National Bank ask is 'are you still a student' and i say yes, don't have to bring any proof in. :bounce:
You're gonna get pinged for fraud one day. I would quite while your ahead.
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http://www.nzherald.co.nz/section/3/story.cfm?c_id=3&objectid=10433075
Banking mystery shopper
5:00AM Sunday April 08, 2007
Our mystery shopper, AUT journalism student Chelsea Burke, visited six of the big banks to check out just how welcoming they were.
National Bank, Queen St
A very large and busy bank, but pleasant to visit. Pot plants, a spaced layout and couches gave it a nice inviting feel. My adviser, Daniel, was professional and helpful. He seemed to know what he was talking about as he discussed accounts available and interest rates.
My rating: 4/5
ANZ, Queen St
I hadn't even managed to get my bearings in ANZ before a gentleman asked if he could help me. I explained I was interested in opening a savings account so he led me to his podium near the front doors and wrote down my name. This felt a bit weird. He warned it may be a bit late for someone to talk to me but invited me to take a seat on the couches.
My rating: 4/5
Westpac, Queen St.
The Westpac branch was quite small. The information desk was clearly signposted so I took my place behind two men chatting to the young teller. Glances and a rapid exit by the two men cued me to think this wasn't a professional discussion. When I told the young man I was interested in an account he looked at me like I had just asked an odd question. I felt like I was taking up his time and quickly left. Not a comfortable experience.
My rating: 2/5
ASB, Queen St
The teller was very helpful and introduced himself. He was keen to know the amount of savings I had and also told me about the term deposits. He also offered me the personal banker's business card and suggested I make an appointment.
My rating: 4/5
BNZ, Wyndham St
For a start this bank was hard to find. Tucked away in the old Wises/Post Office building, the branch smelled new and was very bright when I walked in. The young man didn't seem interested in what I was asking about and made me feel like I should have known it was nearly home time. He asked if I had time to see someone about opening an account, which I took as a gentle fob off.
My rating: 3/5
Kiwibank, Aotea Square
This bank would have to have been the least pleasant design-wise. Tucked into a corner of the Post Office with very visible and informative, but "OTT" signs, it appeared like the Post Office had had a rearrange just to fit them in. "Julian" gave an extremely helpful and thorough overview of savings and business accounts, and pointed out the bank also offered text banking. I was presented with an application form which he asked me to fill out there and then, and a folder containing brochures, deposit slips and Kiwibank business cards.
My rating: 5/5
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*fems sends a food pack to berg*
What happened to the good old days when u just placed your money in a pig :(. piggy banks are the best banks :D lol
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Don't just go to National Bank without doing some homework old bean. A guy I know had banked with them for over 20 years, had his mortgage with them and when he went for a $10,000 loan got refused. Despite the fact that it was to buy a profitable business that he had statements from and business plans for to improve it even more. The $10,000 wasn't even the cost of the business, just the remaining amount he needed to buy it. He went over to ANZ and they are throwing money at him at the moment. His business is now taking in over $600,000pa with enough profit in there for him to work only 4 days a week and employ 3 full time employees.
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*fems sends a food pack to berg*
What happened to the good old days when u just placed your money in a pig :(. piggy banks are the best banks :D lol
Na, I hate those stupid BNZ ads with those damn piggy banks.
I would never go to BNZ because of those ads.
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I'm with wastpactrust and never had a problem with them.
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I had been meaning to go down to National Bank since this thread, but never had time.
Today I noticed my ASB account was negative one dollar, and knew the impending doom of a $20 fine was coming.
I drove down to National, and was immediately approached by a woman who asked if she could help, and told me to sit down with her.
10 minutes later I had a new account all set up.
It was quick and easy, and the woman, although about 40, was dead sexy. Even though she knew my course would be finished in a few months she extended the tertiary account for an entire year.
Not to mention she gave me this badarse mp3 player even though the promotion ended months ago.
GG National bank.
(http://img141.imageshack.us/img141/7581/imag0008mediumjx4.jpg)
*Although hard to make out, the ASB envelope is ripped (A powerful symbol I decided to add for impact)
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of there, just for the MP3 player
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Good shit bro....
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Its not a very big player, probably holds about 30 songs, but the funny thing is I have been looking at getting a cheap one like this to listen to on long and tedious cross country flights.
Awesome.
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Relevant.
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I signed up for the same player.
Months later they did the same thing you described earlier in the thread.
No better, just a different logo.
It ended up being quite a costly player, but it still goes.